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Affordability Check

Based on the standard 28/36 debt-to-income guidelines.

Your Finances

$
$

Car, student loans, credit cards

$
%
$
$

Maximum Home Price

$403,771

$60,000 down · $343,771 loan

Debt-to-Income Ratio

33.0%Acceptable
Excellent (<28%)Acceptable (28–36%)Stretch (>36%)

Monthly Budget Breakdown

Gross monthly income$10,000
28% front-end limit$2,800
Max P&I payment$2,258
Monthly tax$417
Monthly insurance$125
Total PITI$2,800

For lender referrals and pre-approval guidance, contact Gharib at 615.719.4242.